FIC WEEKLY

Holi is one of the most popular festivals of India being celebrated by people across the length and breadth of the country. As all festivals in our country mark various occasions or past happenings along with providing us several valuable lessons to learn from. Holi is also such a festival which teaches us great lessons regarding financial and investing decisions and practices. 5 of the financial takeaways from Holi are listed below : BY RATTANDEEP | 3 mins read

A currency is decentralized, meaning unlike credit and debit, it’s controlled solely by users and computer algorithms as opposed to a central bank or government, which is why transfers between two parties can be done with a minimal processing fees. There are various types of cryptocurrency which are supported by a decentralised peer-to-peer network called blockchain. The blockchain technology ensures that all cyprocurrencies are monitored regardless of whether they are stored in a digital wallet or being used in trading. BY DEVANSHI | 3 mins read

The term “balloon” essentially means a financial contract in which a large, one-time payment at the close of the term is made. It refers to monthly payments usually lower than traditional financing mechanisms resulting in the final, larger, balloon payment payable at the end of the finance contract. Due to this, the consumers spend less on a monthly basis, however they are responsible for the balance left on the finance contract based on a predetermined time. BY SIRJAN KAUR KOHLI | 3 mins read

With Donald Trump's visit, prospects of US India's ties strengthening are deepening especially at a point in time when both the countries' mutually have problems with their nemesis China. Donald Trump’s visit aims at presenting an opportunity to move the Indo-Pacific agenda forward for allied proceedings. BY SIRJAN KAUR KOHLI | 4 Mins Read

1MDB the abbreviation for 1Malaysia Development Berhad was a state fund set up in 2009 by the Malaysian government to promote development of the country by increasing foreign investments and striking new foreign partnerships. The fund was chaired by Najib Razak the then prime minister of Malaysia. BY RATTANDEEP SINGH | 3 Mins Read

Majority of the people who voted Donald Trump did so because they saw him as a successful businessman. All of them believed he had a business model that he would be strong enough to clean up the “dirty game” in Washington and kick Congress into shape, “draining the swamp.” It was clearly an anti-governing-elite vote. By NANKIE BAWA |  5 Mins Read

The just held elections for Delhi assembly on Feb. 08, 2020, though being a democratic exercise, may prove to be a popular gimmickry where the party in power, the Aam Aadmi Party (AAP) promised to dole out unparalleled freebies and lollipops to win over popular votes. Following the suit, the main contenders of power the Bharatiya Janata Party (BJP) and Congress- also copied the same tactics in their respective efforts to influence the voters of Delhi. BY DEVANSHI JAIN | 5 min Read

Election Campaigns are extremely costly and the political parties have to raise funds from several sources to pull through elections. Campaign Finance refers to the funds raised by political parties from different sources to sustain their requirements. Read further to find out how they manage to raise these funds and from which sources. BY NANKIE BAWA | 5 min Read

"No power on earth can stop something whose time has come" Dr. Manmohan Singh quoting Victor Hugo BY DHARMIK MADAN  | 1 Min Read

This article examines the overall provisions introduced by Finance Minister Nirmala Sitharaman BY HARDIK GOEL| 6 MIN READ

With the current condition of the Indian economy in general, there were certain expectations from the budget for provisions that could lead to a better condition in the future. As the budget was revealed, a lot of these expectations were crushed and the things that came up were unexpected. This makes it imperative to understand how the expectations from the budget could not translate into reality and what actually transcended. BY SIRJAN KAUR KOHLI | 3Mins Read

While China was expected to receive an economic boost in 2020, a new disease has began a turmoil in the world's second largest economy. Within just a month, the disease has traveled across globes, infecting people. Public health threat is the main concern for China but the dent it will put in the global economy, doesn't seem to be small. BY HARSHIT GUPTA  8 min read

India’s economic history has been one huge paradox, from living its golden time in the Mughal era to being absolutely shattered by the British and its present path to regain its former glory. This article tries to walk readers through a very brief economic history of India comparing the economy through the Mughal era to the British raj and the present day modern economy.  BY RATTANDEEP | 9 Mins Read

India has dropped ten spots to the 51st spot in The Economist Intelligence Unit's 2019 Democracy Index discharged on Wednesday, mainly because of “an erosion of civil liberties in the country”. BY KASHISH SINGLA | 2 Mins Read

"Education is important. Without proper education you would have to take up low paying professions." These are some of the statements that we hear from our families. Well, this is not truly the case in the district of Jamtara in Jharkhand. With the basic knowledge of technology, school and college dropouts conduct small to major monetary frauds. BY HARSHIT GUPTA | 5 Mins Read

During a sports game, you see how a referee uses his whistle to point out any wrongdoings - illegal play, foul move etc. to stop the player to publicly inform the audience about the same? That is what whistleblowing initially meant. However, today, this term has emerged as a potential threat for the corporate world. Read below to get insights on the same. BY DEVANSHI | 5 mins read

Whistleblowers can pull the curtain from corporate and financial scams, but does our country have enough safeguards to protect them? There have been several whistleblowing cases in our country uncovering major scams, but they may come at the cost of the whistleblowers' mental and physical being.  BY HARSHIT GUPTA  |  5 minutes read

In the world of finance, there are certain terms that get thrown around frequently, and often people within the industry just assume that everyone knows what they mean. In fact, sometimes people even assume that they themselves understand what it means, but when they actually stop and think about it, they really don’t know at all. One of these terms is the infamous 'hedge fund'.   BY NANKIE BAWA |  3 Mins Read

Managing investment portfolios successfully requires Investment Analysis strategies. Investment analysis is a way for evaluation of assets and securities, industries, trends, and sectors to help determine the future performance of an asset we. Two of these strategies are called top-down and bottom-up investing. BY SIRJAN KAUR KOHLI |  3  minutes read

Most financial advice is related to allocating or putting money into the best possible Investment option for greatest returns. However with these investments come risks, that can make or break a person's finances. BY SIRJAN | 2 MIN READ